Essay Risk Management - 1556 Words

What is risk? Simply put, risk is uncertainty. The more risk you take, the more you stand to lose or gain. You cannot expect high returns without taking substantial risks. Tossing a dice, is at basic level a risky endeavor. The outcomes are thrown open to uncertainty. You take risk everytime you act, from crossing the street; to buying a stock. Generally when people talk about risk, they focus on financial risk. In terms of finance, it is the risk that a company or individual could lose some or all of the original investment, possibly resulting in inadequate cash flow to meet financial obligations.†¦show more content†¦The patterns of any particular investment will detail the relative risks and rewards undertaken with each investment. Risk focuses on the future and our ability to forecast that future. In turn, the ability to predict the future is largely dependent on what you’ve learned from the past. The best you can do is to study the record and draw on experience - your own and that of others. There is no easy scientific method that will guarantee all risks will be identified. Examine all sources of risk from the perspectives of all stakeholders. Each source needs to be identified so that your analysis can consider the contribution each makes to the gains and losses of the risk. You can identify risks through: flow charting, system design review, systems analysis history, failure analysis incidents or complaints interviews/focus groups SWOT Analysis survey or questionnaire Some types are of risks are relatively more or relatively less important depending on the situation and application. In some theoretical models of financial processes, some types of risks orShow MoreRelatedRisks And Risks Of Risk Management3542 Words   |  15 Pagesvalue of risk management in healthcare industries today. Not only is it difficult to quantify how risk is prevented because it didn’t happen; challenging measures need to be taken to assess risk managements effectiveness and efficiency. Risk management reduces the likelihood of specific losses by formulating tactical strategies and gathering data on potential threats in the workplace. Risk is inevitable, whether it be patient safety risks, fraudulent claim risks, or documentation risks, problemsRead MoreRisk Management And Risk Mitigation849 Words   |  4 PagesRisk management consorts with the assessment, detection and avoidance methods in order to minimize the adverse effects of risk on organizations. Risk man agement techniques compose of loss control, risk retention, risk avoidance and risk transfer. One project could potentially have numerous different risk management models throughout its lifecycle. If a senior artist retires before the movie is complete, the production of art renderings will be delayed and will result in slipping the project scheduleRead MoreRisks Of Risk Management Discipline Essay913 Words   |  4 PagesRisk is the chance that the actual return from an investment may differ from what is expected. (Hickman, K. A., Byrd, J. W., McPherson, M. 2013) Risk management discipline has evolved and expanded over the years and has shifted the focus from financial risks to a broader perspective with strategic risks. (Bugalia, J., Kallman, J. 2012) Risk management involves; organizing, planning, controlling, leading and allocating resources and make decision for the organization for a success path. To achieveRead MoreRisks Of Risk Management Programs963 Words   |  4 PagesRisk Management Risk management is defined as the orderly procedure of recognizing, assessing, analyzing and tending to get rid of potential risks that exist within the organization. To make it more simple and understandable risk management is the procedure to secure the advantages by maximizing modern techniques to minimize the risk that might lead to the breach of information privacy and information security. Managing risk is a proactive function of any organization. The concept of risk managementRead MoreRisk Management10258 Words   |  42 Pagespapers are available from the author. Integrated Risk Management for the Firm: A Senior Managers Guide Lisa K. Meulbroek Harvard Business School Soldiers Field Road Boston,MA 02163 The author gratefully acknowledges the financial support of Harvard Business Schools Division of Research. Email: Lmeulbroek@hbs.edu Abstract This paper is intended as a risk management primer for senior managers. It discusses the integrated risk management framework, emphasizing the connections between theRead MoreThe Risks Of Risk Management1632 Words   |  7 PagesThe ability to understand and quantify risk, is of the utmost importance. This is something that can be used to define the precise ways that risk should have the ability to be managed, and the precise way that risk should be dealt with on a macro level. It is important to understand that risk management is an excellent medium in which risk could be mitigated. This is an important variable that must be understood in this case, as there are many potential risk areas that the firm must deal with. ByRead MoreRisks And Benefits Of Risk Management Essay2191 Words   |  9 Pagesobjective considered the basic premise in the concept of risk management. The uncertainty is a source of risks and opportunities that could create or destroy value. Risk management provides the ability to respond effectively to the risks and opportunities associated with the u ncertainty that the organization faces, strengthening the organization s value creation capacity. The value of the organization is maximized with one hand when management is developing a strategy and targets to achieve an optimalRead MoreRisk Governance : Risk Management3427 Words   |  14 Pagespaper examines the risk governance can aim the boards to achieve expected risk oversight outcomes. This paper introduces the risk oversight function that is the responsibility of the boards, and reviews the origin and development of risk governance theory. Also, it discusses both risk governance frameworks and ISO 3000’ approach to the risk governance. At the end, there is an analysis of limitation of risk governance as pragmatic guidance for directors, and recommend 1) reducing risk governance limitation;Read MoreQuestions On Risk And Risk Management944 Words   |  4 Pages............................................................. 3 2. THE CONCEPT OF RISK............................................................ 3 2.1. Definition of Risk.......................................................... 3 2.2. Types of Risk............................................................... 3 2.3. Risk Assessment.......................................................... 4 2.4. Risk Management......................................................... 5 2.5. Uncertainty InfluencesRead MoreRisks Of A Risk Management Process1208 Words   |  5 PagesEvery day businesses face the challenge of being exposed to potential risks. Whether these risks are internal to the company financially, damaged caused to the interior or exterior of the building itself, or lawsuits due to liability losses, businesses have a responsibility to be prepared. There are numerous ways for businesses to protect themselves from possible risks resulting from a loss. Risks may also vary depending on the type of business and operations it conducts. Not all companies will be

A History Of Architecture Settings And Rituals - 850 Words

Wonders of the Parthenon Evan Heaslip MPC 103 Iain Cameron October 20, 2014 Spiro Kostof, A History of Architecture Settings and Rituals (New York: Oxford University Press, 1995), 154-157 Philip Wilkinson, Great Buildings The Worlds Architectural Masterpieces Explored and Explained (New York: DK Publishing, 2012), 21-23 Fred S. Kleiner, Art Through the Ages a Western Perspective (United States of America: Wadsworth publishing company, 2014), 105 James A. Evans, Arts and Humanities Through the Eras (Michigan: Gale Publishing, 2004) Gisela Richter, The Sculpture and Sculptors of the Greeks (Manhattan: Yale University Press, 1929) â€Å"The Dimensions of the Parthenon,† Livio C. Stecchini, Accessed October 16, 2014, http://www.metrum.org/key/athens/dimensions.htm â€Å"The Parthenon,† Kevin Heng Ser Guan, Accessed October 20, 2014, http://www.math.nus.edu.sg/aslaksen/projects/perspective/parthenon.htm http://www.math.nus.edu.sg/aslaksen/projects/perspective/hatched.htmvv At the height of the Athenian Empire, 5th century BCE, one of the greatest temples of all time was erected, the Parthenon a temple dedicated to the cities patron goddess Athena Parthenos. Built on the hills of The Acropolis between 447-432 BC, The Parthenon was made to an all-encompassing formula creating perfect proportions and dimensions. This perfect temple celebrates the magnificent power of Athenians years earlier that had successfully defeated the Persians during theShow MoreRelatedIntroduction Close your eyes and picture the following scene; in the ancient land now known as1000 Words   |  4 Pagesappreciation to the members of the United Nation. 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So, Fifth Avenue in New York is know n for â€Å"[opening] its shutters†, thus declaring itself open to the public to see, in all its splendor for the next sixteen days

Overcoming Racism Essay Example For Students

Overcoming Racism Essay Overcoming Racism C. P. Ellis had experienced much in his lifetime. He went from poverty to financial independence. He was involved in different organizations in order to make himself feel valid. This helped him gain back his self esteem. In his lifetime, he blamed all of his problems on black individuals and became racist. Studs Terkel in his essay, â€Å"C. P. Ellis,† explains the way Ellis overcame his racist beliefs. Throughout his lifetime, Ellis has achieved many other accomplishments. According to Terkel, C. P. Ellis worked several years at a service station prior to getting married. When he started to have a family, he knew he would need to change his financial situation, so he borrowed money from the bank to purchase his own service station. He ran his service station seven days a week, and he still wasn’t getting ahead. He was very unhappy with his life; therefore, he blamed his problems on black people because of his father’s racial influence on him as a child. Terkel points out that the reason for his hatred is because his father â€Å"was a member of the Klan. † Ellis always admired the Ku Klux Klan because they had supported the whites, and in his mind becoming a member of the Klan would make his life better. He worked his way up to become president of the organization by repeating the vows and promises to maintain the Klan’s mission. Very excited and proud to be involved in an organization that he felt would empower him, Ellis focused on leading his fellow Klansmen. C. P. Ellis understood why low socio-economic individuals would join various groups of society. These groups supported their longing to belong and not be ignored. He realized that the local high school had racial problems, and proceeded to organize a youth group at the high school, and taught them the ways of the Klan. He believed that Martin Luther King and Andy Young were both affiliated with the communist party. The civil rights movement had already begun when C. P. Ellis saw Ann Atwater lead a demonstration against the whites. It was at this moment when he realized that it was time for the KKK not to be a secret organization. He began attending the city council meetings, and expressing the views of the KKK, and stated that they was not in favor of blacks attending the white schools. At each city council meeting both blacks and whites would attend and speak their minds. It became known to him that both blacks and whites were not in favor of integration, but the city council did not want to relinquish control to either group. Ellis, According to Terkel, believed that â€Å"they were using us. † (523). After many sleepless nights and realizing that the city council was using them, he spoke out against being used by the city council at the Klan’s meeting. The Klan’s reaction was not pleasant. They wanted to just keep fighting the blacks. Ellis knew then that he needed to get out of the Klan but did not know how. Terkel points to the fact that the AFL-CIO received a grant from the Department of HEW for $78,000, but it had to be used to solve racial problems in schools. Ellis received a call to join the committee to help resolve the racial problems. During the third meeting, Ellis and Ann Atwater, a militant black woman, were elected co-chairman of the school committee. Ellis thought this would be an impossible task working with Ann, but, to his surprise, he learned that the problems Atwater was having with her fellow blacks were similar to the problems he was having with his fellow whites. .u94337470bd87b9a1e4c8471093d0af31 , .u94337470bd87b9a1e4c8471093d0af31 .postImageUrl , .u94337470bd87b9a1e4c8471093d0af31 .centered-text-area { min-height: 80px; position: relative; } .u94337470bd87b9a1e4c8471093d0af31 , .u94337470bd87b9a1e4c8471093d0af31:hover , .u94337470bd87b9a1e4c8471093d0af31:visited , .u94337470bd87b9a1e4c8471093d0af31:active { border:0!important; } .u94337470bd87b9a1e4c8471093d0af31 .clearfix:after { content: ""; display: table; clear: both; } .u94337470bd87b9a1e4c8471093d0af31 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u94337470bd87b9a1e4c8471093d0af31:active , .u94337470bd87b9a1e4c8471093d0af31:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u94337470bd87b9a1e4c8471093d0af31 .centered-text-area { width: 100%; position: relative ; } .u94337470bd87b9a1e4c8471093d0af31 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u94337470bd87b9a1e4c8471093d0af31 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u94337470bd87b9a1e4c8471093d0af31 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u94337470bd87b9a1e4c8471093d0af31:hover .ctaButton { background-color: #34495E!important; } .u94337470bd87b9a1e4c8471093d0af31 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u94337470bd87b9a1e4c8471093d0af31 .u94337470bd87b9a1e4c8471093d0af31-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u94337470bd87b9a1e4c8471093d0af31:after { content: ""; display: block; clear: both; } READ: Equal right for marriage EssayTerkel emphasizes that when Ellis went to work, some of his co-workers approached him and said, â€Å"We need a union. † (517). Ellis met with the representative and talked about starting a union. Ellis proceeded to give out the cards, and they would have an election. He began to organize the people and started seeing that the blacks and whites were being used against each other. He was running for business manager, and the only way he would get elected was by the votes of workers. The candidate that was running against him was a black person, and he knew for sure that he wouldn’t get elected because of his past. Ellis called a meeting and proceeded to tell everyone where he came from because the company that he worked for would tell everyone that they would be supporting an ex-Klansmen. At the meeting, they held the election, and Ellis won, becoming the business manager for the union. After C. P. Ellis was elected, he realized that the blacks and whites were defeating the racism between them. It took the courage to get what he took to defeat racism. â€Å"I had accomplished a lot of things in my lifetime. Martin Luther King always had said there is no dream impossible. (Terkel 528). Ellis wasn’t happy when he heard the news about Martin Luther King getting assassinated. He had tears in his eyes when he was listening to his tapes and now he knew what he was trying to get accomplished. In conclusion, after all C. P. Ellis had gone through, he overcame many obstacles in his lifetime. Ellis accomplished the things that needed to be done. Finally, he had his financial stability and self-e steem. He has proven that any minority group can achieve success through collaboration and has overcome his racism. Overall, the essay was very intriguing, and Terkel did a fantastic job of interviewing C. P. Ellis. Ellis accomplished a lot throughout his life and overcame his racism. Stud Terkel main point of this essay has proven that a person can do anything he wants to do in life to become someone even if they begin in poverty. Works Cited Terkel, Studs. C. P. Ellis. Gary Colombo, Robert Cullen, Bonnie Lisle 7th ed. Rereading America Cultural Contexts for Critical Thinking and Writing. Ed. Boston: Bedford/St. Martins, 2007. 519-528. Print. Revised Outline Format Thesis: I. C. P. Ellis had experienced much in his lifetime. He went from poverty to financial independence. He was involved in different organizations in order to make himself feel valid. This helped him gain back his self esteem. In his lifetime, he blamed all of his problems on black individuals, and became racist. Throughout his lifetime, he achieved many accomplishments; the main one was overcoming racism. II. First Subtopic: He wants financial stability and self esteem A. He owns a service station B. He became president of the Klu Klux Klan C. He organized a youth group III. Second Subtopic: Civil Right Movement A. Ann Atwater was the leader of the demonstrations B. City Council Meeting C. Klan Meeting IV. Third Subtopic: How to solve racial problems in the school system A. Ann Atwater and C. P. Ellis were elected as the co-chairperson’s on the school committee B. Business Agent for the union C. Martin Luther King said you can fight the battles between white and black V. Conclusion C. P. Ellis stated the he has conquered his racism.

The citizens of a small rural community near Canad Essay Example For Students

The citizens of a small rural community near Canad Essay as Wonderland are marching up and down the road with signs and noble voices: Down with Grier!, Say no to Proposition 36!, Childrens Futures!, 36 makes us Sick! What are these people yelling about? Raising taxes? Higher Unemployment? No, these peoples pleas are about a simpler, yet harder to combat problem. Garbage. Ruth Grier wants to put a dump here, and the people wont stand for it. And with good cause! Living near a dump makes thing infinitely more difficult, or at least unpleasant. But what else can the government do? There arent any more acceptable ways to get rid of access garbage. Also, people are creating more garbage than at any point in all of history! This essay will prove that people are creating garbage faster than we can dispose of it. We will write a custom essay on The citizens of a small rural community near Canad specifically for you for only $16.38 $13.9/page Order now Years ago garbage wasnt anyones concern. There was plenty of land to ship trash to, and if somehow you ran out of places to put it, you could burn it, or put it in the sewers, or put it in closed mines, or many other ways. No longer. The governments of the world are quickly running out of environmentally sound ways to dispose of trash, and no one is coming up with usable new ideas. In Canada it seems like it would be easy to dump garbage. Canada has low population density and lots of land ripe for dumping. But what town is going to stand for being next to a dump? No one wants to live near one, and with good cause. In a 1988-1992 study of one small town right next to a new dump, one a mile from the same dump, and one far away from any dump, research found a number of things. A)The population, while the same at the beginning of the survey, reduced to almost nothing in town #1, reduced very little in town #2, and increased in town #3. B)The drinking water was very un!healthy in town #1, just as bad in town #2, and normal in town #3. C)There was a huge infestation problem in town #1, but none in any other town. D)The land values in town #1 were so bad many people simply left without selling their homes, turning it into a virtual ghost town. Again there was no problem in the other towns. And finally E)Towns #1 and #2 tended to have more sick people than the control, #3 (Wenton 2-4).As one can see by this survey, living in a town near a dump is a major problem. But the more serious repercussions are part B and E. While people are very careful to try to contain dumps from the bottom so that toxins dont escape, the chemicals were proven to have gotten into the ground water, and then into peoples homes as far as a mile away. The government thought they had found the perfect plan for dumping in Kirkland Lake, but even that idea fell through. People just cant dump garbage anymore it seems. But what else to do with it? The governmen!t cant ship it to other countries, they all have the same problem no matter what the country. They cant burn it, it causes more pollution problems in the air than in dumps! If they put it in the sewage system it will contaminate, and if they put it underground, it has serious geological reverberations. As the famous comedian George Carlin said, You just cant throw way garbage in this town no more. Getting rid of garbage is even more complex and difficult when it is recognized that people are creating more garbage nowadays than ever before. In the past, people threw out very little. People would have a small pile of garbage that would fit in a paper bag for the entire family for a whole month (IWRP 1), unlike our piles of garbage weekly. People arent reusing our garbage enough, even with programs like recycling. Of Canadian garbage, 20.1% is yard wastes, and 8.9% is food wastes, both of which can be composted, reducing our garbage by almost 30%! Then theres the 8.4% of glass, 8.9% of metals and 7.3% of plastic, all of which is recyclable, for another 25%. And finally theres paper or paperboard, which takes up a phenomenal 35.6% of garbage, all recyclable. Thats a total of 90% of our garbage thats reusable, but is thrown out!!! Also, the remaining 10%, aside from the chemicals and the like, consists of wood, leather, rubber and textiles, which is often reus!able by other people (Glad). One mans garbage is another mans gold indeed. The benefits of this recycling would be huge. For each ton of newspaper recycles, 19 whole trees are saved (Robinson 20B)! Recycling an aluminum can will save enough energy to run a television for three hours (Pigg A3)! One ton of waste material recycled saves three cubic yards of landfill space (Pittaway C2). But people continue to throw out this material despite the benefits, and at a sky-high rate! Each person in Canada throws out an average of 1.7 kg of garbage per day. The annual garbage created by two average families, if squeezed into garbage cans, would be almost as high as the CN tower, 554 meters tall (Ministry of the Environment 2). Of course, a large part of the problem is that a lot of the products people bring into their home are, quite simply, garbage. Think about all those little Snickers bars O.D.S.S. sold. There was a large box, inside of which there were twenty medium b!oxes, each of which was filled with about twenty individually wrapped chocolates. Most of what people buy is packaged like this, for one reason, as quoted by the ex-buyer for Boots: Shelf Space. Thats the reason. If our product is bigger from more packaging then we no one else gets the space we take up. Plus theres the bonus that people see the product and assume theyre getting more for their buck by buying this bigger product (Wright). Consumers become so used to seeing items over-wrapped that they start to assume its necessary. Many other products have similar problems. It all boils down to that we are making and tossing far to much garbage. .u8409adb2a4140fff9a9f2967d061b208 , .u8409adb2a4140fff9a9f2967d061b208 .postImageUrl , .u8409adb2a4140fff9a9f2967d061b208 .centered-text-area { min-height: 80px; position: relative; } .u8409adb2a4140fff9a9f2967d061b208 , .u8409adb2a4140fff9a9f2967d061b208:hover , .u8409adb2a4140fff9a9f2967d061b208:visited , .u8409adb2a4140fff9a9f2967d061b208:active { border:0!important; } .u8409adb2a4140fff9a9f2967d061b208 .clearfix:after { content: ""; display: table; clear: both; } .u8409adb2a4140fff9a9f2967d061b208 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u8409adb2a4140fff9a9f2967d061b208:active , .u8409adb2a4140fff9a9f2967d061b208:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u8409adb2a4140fff9a9f2967d061b208 .centered-text-area { width: 100%; position: relative ; } .u8409adb2a4140fff9a9f2967d061b208 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u8409adb2a4140fff9a9f2967d061b208 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u8409adb2a4140fff9a9f2967d061b208 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u8409adb2a4140fff9a9f2967d061b208:hover .ctaButton { background-color: #34495E!important; } .u8409adb2a4140fff9a9f2967d061b208 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u8409adb2a4140fff9a9f2967d061b208 .u8409adb2a4140fff9a9f2967d061b208-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u8409adb2a4140fff9a9f2967d061b208:after { content: ""; display: block; clear: both; } READ: Peking Opera EssayGarbage. It seems its hard to get rid of it, and people are throwing it out like theres no tomorrow (which there might not be if we keep throwing this much out). So does this mean garbage is going to be the death of Earth? That its a problem that wont go away? That the next generation will all live in garbage filled towns, that they will have to wear gas masks and use water purifiers? Maybe not. What people need to do is keep coming up with ideas for garbage disposal until they find one that works. People also need to watch our garbage flow, but with some creativity they can reduce our garbage dramatically. But for now, people are creating garbage faster than we can dispose of it.